Net Worth Calculator
Calculate your net worth with this free online net worth calculator. Add up your assets and debts to see what you own minus what you owe in seconds.
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How to use Net Worth Calculator
- 1Enter what you own: cash, investments, retirement accounts, home value and vehicles
- 2Switch to the debts tab and enter your mortgage, loans and credit card balances
- 3Read your net worth and debt-to-asset ratio, then copy the result
Frequently asked questions
How do I calculate my net worth?▾
Add up the current value of everything you own, then subtract everything you owe. If your assets total $390,000 and your debts $242,000, your net worth is $148,000.
Should I include my home in net worth?▾
Yes. Count your home at its current market value as an asset and the mortgage balance as a debt, so only your equity adds to your net worth.
Is a negative net worth bad?▾
It is common early in life, especially with student loans. Paying down debt and saving regularly moves it upward, so track it once or twice a year.
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